Felix tells you about his credit repair process. Felix removes hard inquiries. Felix reads his credit debt rejection letters. Felix applies for store credit cards. Felix uses too much credit utilization. Felix uses the shopping card trick. Felix hacks Experian to dispute accounts in a creative way, when Experian blocks him from disputing a charge. Felix tries to get a payday advance loan, and is denied. Felix loses his composure about being denied a payday loan, but another loan company approves Felix for an $11,000 car loan. Felix uses his secret of looking for soft-inquiry loans, pre-approval loans, and pre-qualify loans. Felix reads his CFPB complaints [consumer finance protection bureau]. Disputing credit card accounts is a hassle and Felix submits his dispute letters online. Felix deletes and removes collections from Transunion and elimates credit collection agencies like Portfolio Recovery. Felix loves fining credit hacks and credit tricks, with online credit disputes. DIY credit