Welcoem to posts!!
in the future - u will be able to do some more stuff here,,,!! like pat catgirl- i mean um yeah... for now u can only see others's posts :c
📈 Market Insight Alert! 📉
Ever wonder what’s really happening with the housing market? The latest insights from Altos Research reveal a surprisingly strong trend, even in what’s widely seen as a sluggish period. 🔍
➡️ Here’s what they’re seeing:
Home sales are up by 14% compared to last year at this time, with more homes in the pending stage now than in 2023.
National home prices have shown consistent positivity recently, and inventory levels peaked a month earlier than last year—a sign of shifting dynamics in supply and demand.
New listings and new contracts are also rising, suggesting increased activity despite high mortgage rates.
👀 What to Watch: The impact of higher mortgage rates could still bring some shifts as we close out the year. But with inventory down and demand staying steady, 2025 could be set for some interesting dynamics.
Altos Research will be breaking down all these numbers in their November webinar next week, where they’ll dive deep into these trends. This is a chance to stay ahead and understand the changes as they happen, with up-to-the-minute data on everything from supply to buyer demand across local and national markets.
Stay tuned for more insights! 📊 #RealEstateMarket #AltosResearch #HousingTrends #MarketAnalysis
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This episode of Real Estate the Ramsey Way dives deep into making smart mortgage choices. While mortgages are the only type of debt considered acceptable, not all mortgage options are created equal. Many lenders push unfavorable options that seem like a deal at first but come with high interest rates, fees, and the risk of long-term debt. There's a smarter, simpler way to finance a home that avoids these pitfalls. This episode breaks down the traps to watch out for, including the recent rise in adjustable-rate mortgages. It’s all about staying informed to avoid costly mistakes and find the best path to homeownership.
#RealEstate #MortgageTips #HomeBuying #DebtFreeLiving #SmartMortgage #Homeownership #FinancialWisdom @DaveRamsey
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In this episode, the host introduces Mark Fleming, Chief Economist at First American Financial. Mark heads the economics team at First American, focusing on real estate and mortgage market trends, analysis, and forecasting. His research interests include real estate economics, econometrics, and mortgage risk, making him a highly respected figure in the housing industry. His insights frequently appear in major publications like The Wall Street Journal, The New York Times, and HousingWire, as well as on broadcast news.
The host mentions having known Mark for years and notes that this is Mark’s second appearance on the "Top of Mind" podcast. Reflecting on their previous discussion over two years ago, he highlights how much the housing market has changed since then.
Tune in if you’re curious about where the market is headed! 🎧⬇️
#Podcast #RealEstate #HousingMarket #Economics #MortgageMarket #TopOfMind
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🎉 Thinking About Buying Your First Home? Here's How to Do It Right! 🏡
Dave Ramsey's latest episode of Real Estate the Ramsey Way dives into essential tips for first-time homebuyers. If you're gearing up to buy a home, here's what you need to know:
1️⃣ Save Up: Aiming for a 20% down payment is a great start! This can help you avoid the extra costs of PMI (Private Mortgage Insurance) and keep your finances in check.
2️⃣ Budget Carefully: Make sure your mortgage payment is no more than 25% of your take-home pay. This includes taxes and insurance, so your home remains a blessing, not a burden.
3️⃣ Get a Home Inspection & Title Insurance: Always inspect the property and secure title insurance to avoid costly surprises later.
4️⃣ Be Cautious with "Fixer-Uppers": It’s tempting, but avoid homes that are unattractive or have challenging layouts. They can be hard to sell, even if you get them at a "deal" now.
5️⃣ Consider the Lot: Corner lots might look great, but they can reduce your backyard space. Be mindful of what works best for you now and for resale value later.
If you're ready to dive in, tune in for more insights and feel confident on your path to homeownership! 🏠💡
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💡 Real Estate vs. Stock Market: Which Offers Better Returns? 💡
In today’s market, is real estate a smarter investment than stocks? Real estate can offer steady cash flow, especially with rental properties, while stocks depend on selling at the right time. Dave’s take? Real estate can often deliver higher returns, but it comes with more hands-on involvement than stocks or mutual funds. What do you think? Is real estate worth the extra time and effort? 🏡📈
#Investing #RealEstateReturns #StockMarket #WealthBuilding
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🏡 Will Home Sales Surge After the 2024 Election? 🏡
Historically, home sales tend to rise the year after an election—and it’s happened 9 out of the last 11 times! Forecasts for 2024 suggest this trend may hold, with projected sales nearing 4.6 million homes. With mortgage rates expected to ease, more buyers could enter the market next year. If you’ve been waiting, 2024 might be the perfect time to make a move! 📈
#HousingMarket #PostElectionSales #RealEstateTrends #HomeBuying
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📉 Affordability is Improving! Here’s Why 📉
A year ago, with mortgage rates at an 8% peak, monthly payments on a $400K loan hovered around $2,900. Today, with rates near 6.5%, the same loan would save buyers over $400/month. For those who paused their plans last fall, now’s a great time to reevaluate! Let’s crunch the numbers together and explore new opportunities in the current market. 📈
#RealEstateMarket #HomeAffordability #MortgageRates #HomeBuyingTips
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🏠 The Surprising Resilience of Home Prices in 2024! 🏠
Wondering how home prices have remained steady in 2024? Altos Research breaks down the surprising trends keeping prices resilient despite rising mortgage rates and economic shifts. Tune in to learn what’s driving the market—and why it might not be cooling off as expected! 📊
#RealEstate2024 #HousingMarket #AltosResearch #HomePrices
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🏡 Just Listed! Step into 63 Ontario Ln. in Cresswind at Twin Lakes—Georgia’s #1 Active Adult Community in Hoschton!
This beautifully upgraded Dogwood model home brings you resort-style living with luxurious finishes and unbeatable amenities. Highlights include a gourmet kitchen, an extended screened porch with a cozy fireplace, a fenced backyard, and a finished bonus room complete with its own HVAC.
Plus, enjoy access to a vibrant lifestyle with pickleball courts, walking trails, indoor and outdoor pools, and so much more!
🌟 Ready to live your best life? Discover more details here 👉 [www.hankbailey.com/Homes-for-...]
#JustListed #ActiveAdultCommunity #CresswindAtTwinLakes #DogwoodModel #ResortLiving #HoschtonGA #PickleballLife #GourmetKitchen #SeniorLiving #LuxuryHomes #RetirementGoals #HomeForSale #HankBaileyRealEstate #GeorgiaRealEstate #TwinLakesLiving
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🎥 First-Time Homebuyers: Smart Tips You Don’t Want to Miss!
In this video, a 20-year-old asks how to prepare for buying his first home within the next year. Here are some golden tips we shared for those just starting on this journey:
💸 Stick to 25%: Keep your mortgage payment (including taxes and insurance) to 25% of your take-home pay.
🏠 20% Down Saves on PMI: By putting 20% down, you’ll avoid Private Mortgage Insurance, saving on monthly costs!
🔑 Must-Haves: Always get title insurance, a home inspection, and a survey if it’s a unique property.
❌ Beware of “Ugly Deals”: Even if the price is right, don’t buy a house that’s unattractive from the street or has a bad layout—there’s no “fixing” some issues.
📏 Consider Your Lot Choice: While corner lots look nice, they can sometimes lack backyard space.
#HomeBuyingTips #FirstTimeHomeBuyer #SmartInvesting #RealEstateAdvice @DaveRamsey
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If you’re thinking about selling your home or a property you own, it’s important to create a marketing strategy that sets yourself apart from the crowd. Here’s why video helps sell your home:
1) Video tells the story of a property in the most dynamic way.
2) A dazzling 4K video not only immerses potential buyers into the experience of your home, but also establishes an emotional connection by highlighting what makes it special.
3) A well-produced video can make a home come to life in ways that even the best photography can’t. This goes for 3D Matterport tours as well. Each has their own unique place and function to the process of correctly marketing a home.
4) With the help of a listing video, buyers can better get a feel for the layout of your home as well as the lifestyle it offers, prior to scheduling a showing.
5) Video boosts online exposure for your home .