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Knowledge at Wharton @UCIf6t3gpKr_D46xuWlj9UAQ@youtube.com

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The Penn Wharton Budget Model offers a proposal to boost retirement savings for low-income Americans How to use "fresh starts" to motivate retirement savings. Steps we can take to improve financial literacy Lowering foreign tax rates yields fewer local jobs, explains Wharton professor Dan Garrett. Companies are overlooking benefits of hiring older employees, says Wharton professor Peter Cappelli. Sin taxes are a means of generating revenue but can disproportionately affect lower-income taxpayers How psychology can help inform tax policy to reduce tax liability and increase tax collection. Algorithmic AI can fall short, leaving gig workers without people to reach when issues come up. Electricity mispricing, due to fixed pricing, costs billions of dollars each year. AI is shifting systems and industries, not just automating tasks. Mobile money fintech platforms can help boost economic development through increased credit access. Malcolm Gladwell & Adam Grant: Why are people reluctant to change their minds? Do People Trust Crypto? Blockchain needs clear rules and time to transform global finance. AI trends to expect in 2025 Investors in crypto have evolved over time Housing market: What the prices of new vs. existing homes tells us AI biases "are harder to hide" than human biases, says Wharton's Kartik Hosanagar AI regulation is tech regulation, says Wharton professor Kevin Werbach Wharton's Jeremy Siegel & Kent Smetters on improving education in the U.S. When people donate to political campaigns, charitable giving to natural disasters decreases. Four Skills to Be an Effective Leader This tool detects media bias using OpenAI's GPT-4 Should Brands Take A Stand During the Lead Up to the Election? How Does Hiring International Employees with H1B Visas Affect Firm Performance? What Does the Rising Federal Debt Mean for the Future of the U.S. Economy? Soft skills, work experience, and letter of recommendations help teens prepare for the workforce How Should You Pick Your College Major and Electives? ChatGPT outperforms human ideas when tasked with coming up with new products or services. Americans will work longer in the future before retiring, says Olivia Mitchell. Olympic athlete endorsements highlight why college athletes deserve the same benefits Jeremy Siegel says the Fed "overshot their target on the labor market" AI presents the risk for collusion in investing in financial markets. The "hidden costs" of climate change Why are millennials having fewer kids than Gen Xers? Stocks still outperform bonds in the long run, Wharton professor Jeremy Siegel says. To avoid misusing data in decision-making, make sure the decision leads and the data follows. Immigration creates new jobs and spawns entrepreneurship. Why companies need a geostrategy more than ever In India and the U.S., customer dignity means being seen, heard, and having agency. The rental market in the South is cooling off, but it's still hot in the Midwest. Why renting houses will continue to be more favorable than buying Work-from-home has uprooted commercial office real estate Explaining the U.S. housing market's "mortgage lock-in" The "kiss of death" for a business? Hubris, says former Levi's CEO Chip Bergh Why Kids Need to Learn How to Borrow and Budget Money at Home and School What Can AI Do for Financial Literacy? Does Expanded Access to Credit Help or Hurt People?