spencercoffman.com/cash-back/ Credit cards are a necessary evil. You need them to help build your credit but if you don’t control yourself then you will end up in a heap of trouble. Having credit is important unless you have significant amounts of cash that you can use...

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spencercoffman.com/cash-back/

Credit cards are something that you need to effectively use in today's world. They will help open doors to a lot of opportunities. On the other hand, they can also open the doors to a lot of problems if you don't use them properly.

Cash back and point credit cards are two main types of rewards. When you spend money, you might as well be rewarded for it. Check out this video to learn a little more about each type of card. In addition, read the full length blog article.

spencercoffman.com/cash-back/

Here are some good credit cards that you can use. Please note that the promotional rates and incentives offered may change. Therefore, what is stated below may not be exact.

1.5% Unlimited Cash Back - No annual fee. Bonus $100 statement credit.
capital.one/2PIh2G4

2 Miles Per Dollar - Has an annual fee. Bonus 50k miles.
capital.one/3q7Aytc

5% Cash Back on select purchases each quarter. - No annual fee. $50 statement credit.
refer.discover.com/s/SPENCER77

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