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54,783 Views • Apr 29, 2024 • Click to toggle off description
Views : 54,783
Genre: News & Politics
Uploaded At Apr 29, 2024 ^^
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Rating : 4.875 (65/2,017 LTDR)
96.88% of the users lieked the video!!
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User score: 95.32- Overwhelmingly Positive
RYD date created : 2024-08-06T14:56:13.799683Z
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56 Comments
Top Comments of this video!! :3
I see a lot of victim-blaming and bootstraps-style advice, so here's my rebuttal
The issue is not the consumer, but the predatory practices & the laws which allow them
In our current society there are many services which require using credit cards
Wages have been stagnant for decades as cost of living rises exponentially, 'work hard' is not solid financial advice for anyone
72 |
I remember the one time I saw my dad lose his temper was at a guy who worked at the payday loan place in my state, who was beckoning a mother and her kids in. This was just after the 2008 crash
12 |
Evil companies. Should be illegal and those responsible should be punished.
76 |
Essentially payday loans are loan sharks.
53 |
I worked in debt and lending services for years. There is a very niche purpose for this services. But it obvious they putting them in are ar-risk and prone to financial hardships that drive them to this product. It is blatantly predatory. My one year on contract with a cash advance lender, never again.
9 |
Defaulting on a debt and or paying a late fee is almost always better for you than a payday loan. The practice is so deplorable that a sketchy loan shark probably has better rates
5 |
Sounds much like student loan structure. No matter how much you pay, the interest rates are so high it keeps the process going...debilitating debt spiral. These "predatory" loans are strategically targeted to low income families. Smh
19 |
They're illegal in my state WV
2 |
I was denied by everyone trying to get a payday loan of $300 or the minimum amount. My credit is 650+, and I don't have any debt. I also get paid weekly, but i think the problem is that I make less than 10,000 a year because last year I was bring home about $400 a month but I just started a new job which I bring home $700+ now. I just need a few hundred but no luck.
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Stupidly Smart
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❤❤❤❤❤❤
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Usury
2 |
What aren’t these illegal yet?
1 |
Ultrakill Font?
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What they dont tell you is that you can just not pay these
1 |
If you ever take a payday loan you gotta go back to school or get mental help
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START WITH HEALTHY CREDIT PRACTICES, NO AFTERPAY SERVICES, NO CREDIT CARDS, ITS EASIER TO AVOID CRIPPLING DEBT THEN FIX IT, LIVE WITHIN YOUR MEANS AND WORK HARD
2 |
Do we blame the Venus fly trap for eating flies or the flies for falling in the trap?
Or blame nature for allowing it?
6 |
Totally why I’m not doing affirm payments on Amazon. I’m not paying an extra $75-$100 dollars for monthly payments on a scooter 😒
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@Createshareandgive
6 months ago
On top of that .. they put them in low income areas😢
177 |