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178,756 Views • Mar 25, 2024 • Click to toggle off description
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Views : 178,756
Genre: News & Politics
Uploaded At Mar 25, 2024 ^^
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RYD date created : 2024-07-24T16:25:15.745727Z
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114 Comments
Top Comments of this video!! :3
And people keep wanting to say it should be easier for us to get by for being so advanced today… when so many systems that have helped people get by in the past no longer even exist. We’re being overworked for no security now basically. Not to mention indebted more than ever.
309 |
What were the old pension laws and why did we lose them?
168 |
European countries have functioning pension systems, still.
17 |
Also most employees no longer work for a single company for their entire career. Having an employer-provided pension doesn't work if you're only with each individual employer for 3-5 years. (To say nothing of the gig economy where employees are treated as "independent contractors" even though they are definitely employees.)
71 |
Gen X/Millenial: "What's a Pension?"
Gen Z: "What's a 401k?"
Gen a: "What's Social Security?"
74 |
This is why we need stock buybacks to be illegal AGAIN . After that, we can force corporations to invest in their workforce again, rather than invest in a reneged future that can't be assumed to exist.
9 |
The Ontario Teachers Pension Plan is one of the biggest, best managed institutional funds in the world.
$250B in assets,330,000 contributors, 150,000 retirees, who received a defined benefit pension adjusted for cost of living. Founded in 1990. Before then, Ontario teachers Pensions were invested in Ontario government bonds, essentially cheap money for government, and underperformed the market. In 34 years, Teachers has become bullet proof. A natural mode for other jurisdictions.
Americans should look at similar models.
3 |
As someone in Europe, it blows my mind how the US can be so rich and yet the conditions for the average American seem so poor.
Difficult to retire. Patchy and expensive healthcare coverage. Worse life expectancy. Far less paid vacation allowance. Far less generous unemployment support. Almost non existent maternity support. Higher levels of violent crime and deaths.
European countries have many problems, but conditions in America seem grim if you're not relatively wealthy.
1 |
People don’t get that the old pension system was actually really bad for the avg American. They have no idea how thankful they should be it’s gone
1 |
Our whole system is entirely fked and its incredibly depressing.
5 |
Thanks Regan…
53 |
You can blame Reagan for this, and Newt Gingrich for becoming the mouth piece of greed.
2 |
It’s not that bad. Work harder, negotiate a higher wage, spend less, and invest more. Don’t give in to temptation.
|
I much prefer a 401k vs a pension. Pension force you to stay with bad employers and my 401k will be a big inheritance one day for my kids, pensions are nothing when I’m dead
5 |
This is painting a one side picture. Pensions can also be abused and squandered. Also having something like a 401k means I can take a 401k, which is something professionally managed, and I can easily transfer its entirely untaxed value to another job. I don't want a pension. It means I have to hope the company stays around long enough or I stay with them long enough that I get a sizable pension. I need to have an IRA and 401K if I want any garuntee that the ammount I retire with is substantial enough.
12 |
isnt that just super?
3 |
For the record, you can just do this on your own...you can just take a small percentage of your paycheck and put it aside in a seperate account and make your own retirement plan. You could do this but complaining that employers don't do it for you is easier so here we are.
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Oh we call that compulsory super
|
Yeah imagine having the freedom to plan your own retirement the way you want to? mindblown...
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@Me-ui1zy
7 months ago
Its hard to overstate how badly Ronald Reagan broke America
957 |