My name is Melissa. I'm a South African you tuber. I am 38 years old, christian female, married with 2 boys.
I'm starting my budgeting journey and I will be using the cash envelope method. I noticed that when I have the cash money in my hand, it is much more difficult to part from it. This makes saving actual cash a better option for me.
Enjoy this new adventure with me, all through the Glory and by the Grace of God.